Investment Health Quiz

Fill out our quiz down below to get your score.

Investment Health Check

Is your portfolio really working as hard as it should be?

Answer ten short questions and get an honest, personalised Investment Health Score — showing you where your portfolio is strong, and where it may be costing you in charges, tax, or missed opportunity.

This tool is aimed at those with investable assets over £250,000, excluding home and pensions.

Which of these best describes your total investable assets, excluding your home and pensions?

1) How diversified is your portfolio across asset classes and geographies?

2) Do you know the total annual charges — platform, fund and adviser — you're paying across your investments?

3) When did you last have your investment risk profile formally reviewed?

4) Are your investments held in the most tax-efficient wrappers available to you (ISA, pension, offshore bond, GIA)?

5) Do you have a clear strategy for managing Capital Gains Tax across your portfolio?

6) How confident are you that your portfolio matches your attitude to risk and capacity for loss?

7) Have you reviewed how the April 2027 Inheritance Tax changes to pensions affect your wider estate and investment planning?

8) Do you hold significant cash balances that could be working harder for you?

9) Have you had a professional review of your investment portfolio in the last three years?

10) Overall, how confident are you that your current investment strategy will achieve your long-term goals?


© 2025 Western Financial Planning Ltd. All rights reserved.

These Health Checks are simple self-assessment tools for general guidance only. They do not consider personal and financial circumstances and are not a personal recommendation or financial advice. The value of investments can fall as well as rise and you may get back less than you invested. Tax treatment depends on individual circumstances and may change in the future. Respondents should speak to us before making any decisions about their pension or investments.