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Why choose Western Financial Planning?
Being independent means that we are not tied to any one company and therefore the advice we provide is totally unbiased. Only after discussing your objectives will we research the appropriate areas on your behalf to enable us to make appropriate recommendations.
These are the areas of your financial planning that we will be able to help you with:
Financial Planning – Creating a financial plan to suit you, your dependents and your wider family both for now and for the future.
Reviewing your Position – It is important to review whether you are on track to achieve your financial goals on a regular basis, we look to achieve this through regular ongoing contact with our clients.
Preparing for the unexpected – We do not just consider your current position. Where our remit allows we will endeavour to cover all of the, what if scenarios that can occur through life, and consider their effect on your goals and aspirations.
Creating a Clear Plan – We can achieve this by listening, understanding and using our financial expertise along with state of the art financial planning software.
Should there be a need these are some of the other areas that we can help in:
Reviewing existing policies, assets & investments – Utilising your capital & surplus income, in a tax efficient manner.
Independent investment advice, including the recommending of suitable external discretionary fund managers if appropriate. Investment Portfolio Planning that may include Investment Bond both Onshore and Offshore, Unit trusts, individual savings accounts (ISA) and OEICs ISA transfers. Inheritance tax & captain gains tax planning and mitigation strategies, Trust Planning & Probate advice.
Retirement Planning & Pensions
Plan your retirement and the level of income required.
We can help you navigate the complexities of your pension planning. Whether you’re starting a new pension, considering your retirement options, or managing an existing pension, we can provide expert advice tailored to your specific needs. We can also assist you with a wide range of pension options, including stakeholder pensions, executive pension plans, self-invested personal pensions, and small self-administered schemes. With our guidance, you can make informed decisions about your pension and secure your financial future.
Savings & Investments
Make the best use of your capital & surplus income.
Do you need expert guidance on your savings and investments? We are here to help you make informed decisions. We can assist you in growing your wealth, planning for retirement, and managing your tax liabilities effectively. Whether you’re interested in exploring investment options like investment bonds, unit trusts, ISAs, or OEICs, we can help. We can also provide expert advice on complex tax issues such as inheritance tax and capital gains tax, ensuring you minimise your tax burden.
Corporate Planning
Providing the right strategies for your business.
We can help your business navigate the complexities of corporate planning. We can assist with a range of services, including setting up and managing a workplace pension scheme, Director’s Pensions, providing solutions for Death in Service benefits, Income Protection insurance, and comprehensive Employee Benefits Packages. Additionally, we can help protect your business with Key Man and Director Protection strategies and assist with Succession Planning, including Shareholder Protection. By partnering with us, you can ensure the long-term security and sustainability of your business.
Financial Protection
Protect yourself and your family, make sure you have appropriate cover.
Beyond wealth accumulation, we’re committed to protecting your loved ones. We can help you navigate the complexities of life assurance, critical illness cover, and income protection insurance. By understanding your unique circumstances, we’ll recommend the most suitable policies to shield your family from unforeseen financial hardship. With our guidance, you can rest assured that your family’s financial security is protected, providing you with peace of mind.
Inheritance Tax Planning
Protect your legacy with Inheritance Tax Planning.
Inheritance tax can be a huge burden to your wealth. It can be quite daunting with all the complexities involved. We can help implement strategies to help reduce or fully mitigate any IHT liability, ensuring your wealth you have built up passes to your beneficiary’s tax efficiently and in a timely manner.